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    U. S. EMPLOYEES O. C. mortgage rates

    U. S. EMPLOYEES O. C.'s lowest publicly advertised 30-year fixed rate today is 7.796% APR — the national average is 7.147%. We read U. S. EMPLOYEES O. C.'s rates every weekday, starting around 11 a.m. Central.

    We last read U. S. EMPLOYEES O. C.'s rates page on Nov 2, 2026. U. S. EMPLOYEES O. C. dates its published rate sheet Oct 8, 2026.

    Today's rates from U. S. EMPLOYEES O. C.

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.5%7.796%0Nov 2, 2026
    Lender's sheet dated Oct 8, 2026
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    15 Year Fixed6.875%7.156%0Nov 2, 2026
    Lender's sheet dated Oct 8, 2026
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    5 Year ARM6.875%7.352%0Nov 2, 2026
    Lender's sheet dated Oct 8, 2026
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    FHA 30 Year Fixed7.375%8.221%0Nov 2, 2026
    Lender's sheet dated Oct 8, 2026
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    FHA 15 Year Fixed7.125%8.028%0Nov 2, 2026
    Lender's sheet dated Oct 8, 2026
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    VA 30 Year Fixed7.375%7.755%0Nov 2, 2026
    Lender's sheet dated Oct 8, 2026
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    VA 15 Year Fixed7.125%7.918%0Nov 2, 2026
    Lender's sheet dated Oct 8, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join U. S. EMPLOYEES O. C.

    USE Federal Credit Union is open to virtually anyone in the Oklahoma City metro area, including residents of Midwest City and Moore, as well as their immediate family and household members.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    City
    Oklahoma City, OK, Midwest City, OK, Moore, OK

    Where U. S. EMPLOYEES O. C. writes mortgages

    U. S. EMPLOYEES O. C. publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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