Today's rates from TROPICAL FINANCIAL
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7% | 7.188% | 0.75 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 15 Year Fixed | 6.25% | 6.568% | 0.875 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 5 Year ARM | 5.875% | 6.079% | 0.875 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 30 Year Fixed Jumbo | 6.5% | 6.643% | 1.25 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6.5% | 6.694% | 1 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 5 Year ARM Jumbo | 5.875% | 6.077% | 1.125 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 15 Year Fixed Jumbo Refinance | 6.5% | 6.694% | 1 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 15 Year Fixed Refinance | 6.25% | 6.598% | 0.875 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 30 Year Fixed Jumbo Refinance | 6.5% | 6.643% | 1.25 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 30 Year Fixed Refinance | 7% | 7.226% | 1.125 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 5 Year ARM Jumbo Refinance | 5.875% | 6.077% | 1.125 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 5 Year ARM Refinance | 5.875% | 6.079% | 0.875 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join TROPICAL FINANCIAL
Membership is open to anyone who lives or works in one of the following Florida counties: Miami-Dade, Broward, Palm Beach, St. Lucie, Martin, Hendry, Collier, Lee, Monroe, Charlotte, Manatee, or Sarasota. Employees of Tropical Financial's Partner Companies (select employer groups) are also eligible.
Employer
Partner Companies (select employer groups)
County
Miami-Dade, FL, Broward, FL, Palm Beach, FL, St. Lucie, FL, Martin, FL, Hendry, FL, Collier, FL, Lee, FL, Monroe, FL, Charlotte, FL, Manatee, FL, Sarasota, FL
Where TROPICAL FINANCIAL writes mortgages
TROPICAL FINANCIAL publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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