Today's rates from TROPICAL FINANCIAL
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.625% | 6.846% | 1.125 | Sep 8, 2026 | Visit | |
| 15 Year Fixed | 5.875% | 6.209% | 1 | Sep 8, 2026 | Visit | |
| 5 Year ARM | 5.5% | 5.791% | 1 | Sep 8, 2026 | Visit | |
| 30 Year Fixed Jumbo | 6.25% | 6.366% | 1 | Sep 8, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6% | 6.211% | 1.125 | Sep 8, 2026 | Visit | |
| 5 Year ARM Jumbo | 5.5% | 5.777% | 1.125 | Sep 8, 2026 | Visit | |
| 30 Year Fixed Refinance | 6.75% | 6.948% | 0.875 | Sep 8, 2026 | Visit | |
| 5 Year ARM Jumbo Refinance | 5.625% | 5.802% | 0.875 | Sep 8, 2026 | Visit | |
| 5 Year ARM Refinance | 5.625% | 5.804% | 0.625 | Sep 8, 2026 | Visit |
Rate history
Lowest daily rate TROPICAL FINANCIAL advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join TROPICAL FINANCIAL
Membership is open to anyone who lives or works in one of the following Florida counties: Miami-Dade, Broward, Palm Beach, St. Lucie, Martin, Hendry, Collier, Lee, Monroe, Charlotte, Manatee, or Sarasota. Employees of Tropical Financial's Partner Companies (select employer groups) are also eligible.
Employer
Partner Companies (select employer groups)
County
Miami-Dade, FL, Broward, FL, Palm Beach, FL, St. Lucie, FL, Martin, FL, Hendry, FL, Collier, FL, Lee, FL, Monroe, FL, Charlotte, FL, Manatee, FL, Sarasota, FL
Where TROPICAL FINANCIAL writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with TROPICAL FINANCIAL.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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