CU RateFinder
    Credit union mortgage rates
    Home state: Kentucky
    Lends in 1 state

    TRANSCEND mortgage rates

    TRANSCEND's lowest publicly advertised 30-year fixed rate today is 6.875% APR — the national average is 7.147%. That's about $26,316 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read TRANSCEND's rates every weekday, starting around 11 a.m. Central.

    We last read TRANSCEND's rates page on Nov 2, 2026.

    Today's rates from TRANSCEND

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%6.875%—Nov 2, 2026Visit
    20 Year Fixed6.5%6.5%—Nov 2, 2026Visit
    15 Year Fixed6.25%6.25%—Nov 2, 2026Visit
    10 Year Fixed6.125%6.125%—Nov 2, 2026Visit
    Visit TRANSCEND's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join TRANSCEND

    Transcend Credit Union is open to anyone who lives, works, worships, or attends school in many central and western Kentucky counties, including the Louisville, Lexington, and Owensboro areas, as well as telecom employees.

    Employer
    AT&T, BellSouth, Southern Bell Telephone & Telegraph Company
    County
    Anderson County, KY, Bourbon County, KY, Boyle County, KY, Bullitt County, KY, Clark County, KY, Daviess County, KY, Estill County, KY, Fayette County, KY, Franklin County, KY, Garrard County, KY, Harrison County, KY, Henry County, KY…

    Where TRANSCEND writes mortgages

    TRANSCEND publishes mortgage lending in 1 state.

    Kentucky

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if TRANSCEND is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including TRANSCEND if you qualify — ranked by today's rate.

    Get notified when TRANSCEND's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Kentucky

    See all Kentucky credit union mortgage rates