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    Credit union mortgage rates
    Home state: New York
    Lends in 2 states

    TRAILNORTH mortgage rates

    TRAILNORTH's lowest publicly advertised 30-year fixed rate today is 7.154% APR — the national average is 7.147%. We read TRAILNORTH's rates every weekday, starting around 11 a.m. Central.

    We last read TRAILNORTH's rates page on Nov 2, 2026. TRAILNORTH dates its published rate sheet Nov 2, 2026.

    Today's rates from TRAILNORTH

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.154%0Nov 2, 2026Visit
    20 Year Fixed7%7.2%0Nov 2, 2026Visit
    15 Year Fixed6.875%7.121%0Nov 2, 2026Visit
    FHA 30 Year Fixed7%7.964%0Nov 2, 2026Visit
    VA 30 Year Fixed7.125%7.555%0Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.551%0Nov 2, 2026Visit
    Visit TRAILNORTH's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join TRAILNORTH

    TrailNorth Federal Credit Union is open to anyone who lives, works, worships, or attends school in Essex, Washington, Warren, Clinton, or Franklin Counties in New York, and Addison County in Vermont. Eligibility also extends to immediate family members and household residents of current members.

    County
    Essex County, NY, Washington County, NY, Warren County, NY, Clinton County, NY, Franklin County, NY, Addison County, VT

    Where TRAILNORTH writes mortgages

    TRAILNORTH publishes mortgage lending in 2 states.

    New YorkVermont

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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