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    TRAILNORTH mortgage rates

    TRAILNORTH's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track TRAILNORTH daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from TRAILNORTH

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%7.026%0Sep 11, 2026Visit
    20 Year Fixed7%7.2%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.866%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.75%7.703%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.167%0Sep 11, 2026Visit
    USDA 30 Year Fixed6.625%7.294%0Sep 11, 2026Visit
    Visit TRAILNORTH's rates page

    Rate history

    Lowest daily rate TRAILNORTH advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join TRAILNORTH

    TrailNorth Federal Credit Union is open to anyone who lives, works, worships, or attends school in Essex, Washington, Warren, Clinton, or Franklin Counties in New York, and Addison County in Vermont. Eligibility also extends to immediate family members and household residents of current members.

    County
    Essex County, NY, Washington County, NY, Warren County, NY, Clinton County, NY, Franklin County, NY, Addison County, VT

    Where TRAILNORTH writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with TRAILNORTH.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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