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    THE SUMMIT mortgage rates

    THE SUMMIT's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track THE SUMMIT daily and refresh rates every morning.

    Today's rates from THE SUMMIT

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7%0Sep 11, 2026Visit
    15 Year Fixed6.5%6.5%0Sep 11, 2026Visit
    10 Year Fixed6.625%6.625%0Sep 11, 2026Visit
    Visit THE SUMMIT's rates page

    Rate history

    Lowest daily rate THE SUMMIT advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join THE SUMMIT

    Membership is open to those who live, work, worship, or attend school in various New York locations including Rochester, Buffalo, Syracuse, and Cortland County, as well as employees of over 400 partner companies and their family members.

    County
    Cortland County, NY
    City
    Rochester, NY, Buffalo, NY, Syracuse, NY, Geneva, NY, City of Tonawanda, NY, Henrietta, NY, Amherst, NY, Town of Tonawanda, NY

    Where THE SUMMIT writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with THE SUMMIT.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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