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    THE GOLDEN 1 mortgage rates

    THE GOLDEN 1's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track THE GOLDEN 1 daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from THE GOLDEN 1

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.625%-0.25Sep 11, 2026Visit
    15 Year Fixed5.875%5.875%0Sep 11, 2026Visit
    5 Year ARM6%6.228%0Sep 11, 2026Visit
    7 Year ARM6.125%6.247%0Sep 11, 2026Visit
    10 Year ARM6.25%6.293%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.49%7.205%-0.25Sep 11, 2026Visit
    30 Year Fixed Jumbo6.375%6.387%0.125Sep 11, 2026Visit
    15 Year Fixed Jumbo5.875%5.894%0.125Sep 11, 2026Visit
    5 Year ARM Jumbo5.75%6.131%0Sep 11, 2026Visit
    7 Year ARM Jumbo5.75%6.057%0Sep 11, 2026Visit
    10 Year ARM Jumbo6%6.129%0Sep 11, 2026Visit
    10 Year ARM Jumbo Refinance6.5%6.47%0.125Sep 11, 2026Visit
    10 Year ARM Refinance6.5%6.47%0.125Sep 11, 2026Visit
    15 Year Fixed Jumbo Refinance6.375%6.375%-0.125Sep 11, 2026Visit
    30 Year Fixed Jumbo Refinance6.75%6.75%-0.125Sep 11, 2026Visit
    30 Year Fixed Refinance7%7%-0.25Sep 11, 2026Visit
    5 Year ARM Jumbo Refinance6.25%6.338%0.125Sep 11, 2026Visit
    5 Year ARM Refinance6.25%6.338%0.125Sep 11, 2026Visit
    7 Year ARM Jumbo Refinance6.25%6.323%0.125Sep 11, 2026Visit
    7 Year ARM Refinance6.375%6.387%0.125Sep 11, 2026Visit
    Visit THE GOLDEN 1's rates page

    Rate history

    Lowest daily rate THE GOLDEN 1 advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join THE GOLDEN 1

    Golden 1 Credit Union is open to anyone who lives or regularly works in the state of California.

    Where THE GOLDEN 1 writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with THE GOLDEN 1.

    California

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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