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    Credit union mortgage rates
    Home state: Oklahoma

    THE FOCUS mortgage rates

    THE FOCUS's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track THE FOCUS daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from THE FOCUS

    ProductRateAPRPointsAs ofSource
    30 Year Fixed—6.75%—Sep 11, 2026Visit
    20 Year Fixed—6.625%—Sep 11, 2026Visit
    15 Year Fixed—6.25%—Sep 11, 2026Visit
    10 Year Fixed—6.25%—Sep 11, 2026Visit
    Visit THE FOCUS's rates page

    Rate history

    Lowest daily rate THE FOCUS advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join THE FOCUS

    Membership is open to individuals who live, work, worship, or attend school in Oklahoma, Cleveland, Canadian, Lincoln, Logan, McClain, Pottawatomie, or Grady Counties.

    Employer
    University Hospital, Oklahoma Medical Research Foundation, Oklahoma Medical School
    County
    Oklahoma County, OK, Cleveland County, OK, Canadian County, OK, Lincoln County, OK, Logan County, OK, McClain County, OK, Pottawatomie County, OK, Grady County, OK

    Where THE FOCUS writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with THE FOCUS.

    Oklahoma

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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