Today's rates from THE ATLANTIC
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.75% | 7.064% | 1.83 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 7.125% | 7.296% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.625% | 6.835% | 0 | Sep 11, 2026 | Visit | |
| 10 Year Fixed | 6.625% | 6.92% | 0 | Sep 11, 2026 | Visit | |
| 5 Year ARM | 7.725% | 7.771% | 2.45 | Sep 11, 2026 | Visit | |
| 7 Year ARM | 7.725% | 7.82% | 2.2 | Sep 11, 2026 | Visit | |
| 10 Year ARM | 7.725% | 7.987% | 2.9 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.5% | 7.194% | 0 | Sep 11, 2026 | Visit | |
| FHA 15 Year Fixed | 6.625% | 7.314% | 0 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.75% | 7.012% | 0 | Sep 11, 2026 | Visit | |
| VA 15 Year Fixed | 6.625% | 7.144% | 0.555 | Sep 11, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.25% | 7.319% | 0.25 | Sep 11, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6.125% | 6.193% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate THE ATLANTIC advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join THE ATLANTIC
Membership is open to anyone who lives, works, worships, attends school, or regularly does business in Union or Essex counties, NJ, as well as businesses and legal entities located in those counties. Immediate family and household members of existing members are also eligible.
County
Union County, NJ, Essex County, NJ
Where THE ATLANTIC writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with THE ATLANTIC.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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