Home state: New York
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    TEG mortgage rates

    TEG's lowest publicly advertised 30-year fixed rate today is 7.158% APR — the national average is 7.147%. We read TEG's rates every weekday, starting around 11 a.m. Central.

    We last read TEG's rates page on Nov 2, 2026. TEG dates its published rate sheet Oct 30, 2026.

    Today's rates from TEG

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.158%1Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    20 Year Fixed7%7.156%0.625Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    15 Year Fixed6.625%6.856%0.875Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    5 Year ARM5.875%6.476%1Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit
    7 Year ARM6.125%6.516%1Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join TEG

    Individuals who live, work, worship, or attend school in the New York counties of Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, or Westchester are eligible to join TEG Federal Credit Union.

    County
    Dutchess County, NY, Orange County, NY, Ulster County, NY, Putnam County, NY, Rockland County, NY, Sullivan County, NY, Westchester County, NY

    Where TEG writes mortgages

    TEG publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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