CU RateFinder
    Credit union mortgage rates
    Home state: Michigan
    Lends in 2 states

    TEAM ONE mortgage rates

    TEAM ONE's lowest publicly advertised 30-year fixed rate today is 7.138% APR — the national average is 7.147%. That's about $875 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read TEAM ONE's rates every weekday, starting around 11 a.m. Central.

    We last read TEAM ONE's rates page on Nov 2, 2026.

    Today's rates from TEAM ONE

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.138%—Nov 2, 2026Visit
    20 Year Fixed6.875%7.054%—Nov 2, 2026Visit
    15 Year Fixed6.75%6.971%—Nov 2, 2026Visit
    10 Year Fixed6.375%6.679%—Nov 2, 2026Visit
    Visit TEAM ONE's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join TEAM ONE

    Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan or within Lee or Collier counties in Florida. Additionally, immediate family members of existing Team One Credit Union members are eligible to join regardless of their location.

    County
    Lee County, FL, Collier County, FL

    Where TEAM ONE writes mortgages

    TEAM ONE publishes mortgage lending in 2 states.

    FloridaMichigan

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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