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    Credit union mortgage rates
    Home state: Michigan

    TEAM ONE mortgage rates

    TEAM ONE's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track TEAM ONE daily and refresh rates every morning.

    Today's rates from TEAM ONE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%7.023%—Sep 11, 2026Visit
    20 Year Fixed7%7.196%—Sep 11, 2026Visit
    15 Year Fixed6.5%6.682%—Sep 11, 2026Visit
    10 Year Fixed6.375%6.631%—Sep 11, 2026Visit
    Visit TEAM ONE's rates page

    Rate history

    Lowest daily rate TEAM ONE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join TEAM ONE

    Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan or within Lee or Collier counties in Florida. Additionally, immediate family members of existing Team One Credit Union members are eligible to join regardless of their location.

    County
    Lee County, FL, Collier County, FL

    Where TEAM ONE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with TEAM ONE.

    Michigan

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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