Home state: New York

    TCT mortgage rates

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    Rates as of Dec 11, 2025

    Today's rates from TCT

    No fresh rates available. This credit union may temporarily be off our daily comparison — verify current rates directly with TCT.

    Who can join TCT

    TCT Federal Credit Union membership is open to individuals who live, work, or attend school in Saratoga, Warren, or Washington Counties, NY. Eligibility also extends to faculty and staff of over 70 school districts, students of specific local schools including SUNY Adirondack, and immediate family or household members of current members.

    Association / SEG
    Ballston Spa Central School, Cambridge Central School, Lake George Central School, Stillwater Central School, SUNY Adirondack
    County
    Saratoga County, NY, Warren County, NY, Washington County, NY

    Where TCT writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with TCT.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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