Today's rates from TANDEM
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.75% | 6.912% | 0.25 | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6.375% | 6.612% | 0.125 | Nov 2, 2026 | Visit | |
| 5 Year ARM | 6% | 6.608% | 0.25 | Nov 2, 2026 | Visit | |
| 7 Year ARM | 6.125% | 6.502% | 0.25 | Nov 2, 2026 | Visit | |
| 15 Year Fixed Refinance | 6.375% | 6.612% | 0.125 | Nov 2, 2026 | Visit | |
| 30 Year Fixed Refinance | 6.75% | 6.925% | 0.375 | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join TANDEM
Tandem Federal Credit Union is open to individuals who live, work, worship, or attend school in several Michigan cities, including Sterling Heights, Warren, Clinton Township, and Farmington Hills.
City
Center Line, MI, Clinton Township, MI, Eastpointe, MI, Farmington Hills, MI, Ferndale, MI, Fraser, MI, Hazel Park, MI, Oak Park, MI, Roseville, MI, Southfield, MI, Sterling Heights, MI, Warren, MI
Where TANDEM writes mortgages
TANDEM publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Not sure if TANDEM is your best fit?
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including TANDEM if you qualify — ranked by today's rate.