Home state: Michigan

    TANDEM mortgage rates

    TANDEM's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track TANDEM daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from TANDEM

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.912%0.25Sep 11, 2026Visit
    15 Year Fixed6.25%6.465%Sep 11, 2026Visit
    5 Year ARM6%6.563%0.125Sep 11, 2026Visit
    7 Year ARM6.125%6.534%0.125Sep 11, 2026Visit
    15 Year Fixed Refinance6.25%6.465%Sep 11, 2026Visit

    Rate history

    Lowest daily rate TANDEM advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join TANDEM

    Tandem Federal Credit Union is open to individuals who live, work, worship, or attend school in several Michigan cities, including Sterling Heights, Warren, Clinton Township, and Farmington Hills.

    City
    Center Line, MI, Clinton Township, MI, Eastpointe, MI, Farmington Hills, MI, Ferndale, MI, Fraser, MI, Hazel Park, MI, Oak Park, MI, Roseville, MI, Southfield, MI, Sterling Heights, MI, Warren, MI

    Where TANDEM writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with TANDEM.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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