Home state: North Carolina
    Lends in 1 state

    SUMMIT mortgage rates

    SUMMIT's lowest publicly advertised 30-year fixed rate today is 7.125% rate — the national average is 7.147%. That's about $2,139 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read SUMMIT's rates every weekday, starting around 11 a.m. Central.

    We last read SUMMIT's rates page on Nov 2, 2026. SUMMIT dates its published rate sheet Nov 2, 2026.

    Today's rates from SUMMIT

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%—Lender publishes rate only—Nov 2, 2026Visit
    15 Year Fixed6.5%—Lender publishes rate only—Nov 2, 2026Visit
    10 Year ARM6.5%—Lender publishes rate only—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SUMMIT

    Membership is available to employees of over 300 partner organizations, residents or workers in Granville County, NC, and members of select associations like the North Carolina Consumer Council. Immediate family members of current Summit Credit Union members are also eligible to join.

    Employer
    AT&T, Atrium Health Wake Forest Baptist, City of Winston-Salem, Forsyth County, Guilford County, Alamance County Government, High Point University, Wake Forest University, University of North Carolina Health Care, Ralph Lauren, Revlon, Tyson Foods…
    Association / SEG
    American Council of the Blind of NC, National Federation of the Blind of NC, NC Nurses Association, Carolinas Credit Union League, Summit Education Association, Willowrun Neighborhood Association, Hispanic League of the Piedmont
    County
    Granville County, NC

    Where SUMMIT writes mortgages

    SUMMIT publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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