Home state: North Carolina

    SUMMIT mortgage rates

    SUMMIT's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track SUMMIT daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from SUMMIT

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%Sep 11, 2026Visit
    15 Year Fixed6.5%Sep 11, 2026Visit
    10 Year ARM6.5%Sep 11, 2026Visit

    Rate history

    Lowest daily rate SUMMIT advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Where SUMMIT writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with SUMMIT.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if SUMMIT is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including SUMMIT if you qualify — ranked by today's rate.

    Get notified when SUMMIT's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in North Carolina

    See all North Carolina credit union mortgage rates