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    Credit union mortgage rates
    Home state: New York
    Lends in 1 state

    SUMA mortgage rates

    SUMA's lowest publicly advertised 30-year fixed rate today is 6.532% APR — the national average is 7.147%. That's about $59,083 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read SUMA's rates every weekday, starting around 11 a.m. Central.

    We last read SUMA's rates page on Nov 2, 2026.

    Today's rates from SUMA

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.5%6.532%0Nov 2, 2026Visit
    20 Year Fixed6.25%6.292%0Nov 2, 2026Visit
    15 Year Fixed5.875%5.926%0Nov 2, 2026Visit
    10 Year Fixed5.75%5.821%0Nov 2, 2026Visit
    5 Year ARM5.75%6.682%0Nov 2, 2026Visit
    7 Year ARM6%6.634%0Nov 2, 2026Visit
    Visit SUMA's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SUMA

    SUMA Federal Credit Union membership is exclusive to members of the Ukrainian-American Youth Association (Yonkers Branch) and parishioners of select Ukrainian Catholic and Baptist churches in New York, Connecticut, and Florida.

    Association / SEG
    Ukrainian-American Youth Association (CYM) - Yonkers Branch, Inc., St. Andrew’s Ukrainian Religious and Cultural Center (Oseredok), St. Michael the Archangel Ukrainian Catholic Church, Saints Peter & Paul Ukrainian Catholic Church, St. Vladimir Ukrainian Catholic Cathedral, Epiphany of our Lord Ukrainian Catholic Church, St. Mary's Ukrainian Catholic Church, Ukrainian Baptist Church, Ukrainian Bible Church

    Where SUMA writes mortgages

    SUMA publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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