Home state: New York

    SUMA mortgage rates

    SUMA's lowest publicly advertised 30-year fixed rate today is 6% — the national average is 6.88%. That's about $83,106 saved over the life of a $400,000, 30-year loan. We track SUMA daily and refresh rates every morning.

    Today's rates from SUMA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6%6.053%0Sep 11, 2026Visit
    20 Year Fixed5.75%5.818%0Sep 11, 2026Visit
    15 Year Fixed5.375%5.438%0Sep 11, 2026Visit
    10 Year Fixed5.25%5.338%0Sep 11, 2026Visit
    5 Year ARM5.375%6.024%0Sep 11, 2026Visit
    7 Year ARM5.625%6.033%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate SUMA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SUMA

    SUMA Federal Credit Union membership is exclusive to members of the Ukrainian-American Youth Association (Yonkers Branch) and parishioners of select Ukrainian Catholic and Baptist churches in New York, Connecticut, and Florida.

    Association / SEG
    Ukrainian-American Youth Association (CYM) - Yonkers Branch, Inc., St. Andrew’s Ukrainian Religious and Cultural Center (Oseredok), St. Michael the Archangel Ukrainian Catholic Church, Saints Peter & Paul Ukrainian Catholic Church, St. Vladimir Ukrainian Catholic Cathedral, Epiphany of our Lord Ukrainian Catholic Church, St. Mary's Ukrainian Catholic Church, Ukrainian Baptist Church, Ukrainian Bible Church

    Where SUMA writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with SUMA.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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