Home state: New York

    SUFFOLK mortgage rates

    SUFFOLK's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track SUFFOLK daily and refresh rates every morning.

    Rates as of Sep 10, 2026

    Today's rates from SUFFOLK

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.832%Sep 10, 2026Visit
    20 Year Fixed6.625%6.73%Sep 10, 2026Visit
    15 Year Fixed6.375%6.502%Sep 10, 2026Visit
    10 Year Fixed6.375%6.555%Sep 10, 2026Visit
    5 Year ARM6.125%6.697%Sep 10, 2026Visit
    7 Year ARM6.125%6.537%Sep 10, 2026Visit
    10 Year ARM6.625%6.669%Sep 10, 2026Visit
    30 Year Fixed Jumbo7.25%7.443%Sep 10, 2026Visit

    Rate history

    Lowest daily rate SUFFOLK advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SUFFOLK

    Suffolk Credit Union is primarily open to individuals who live, work, worship, or attend school in Suffolk or Nassau County, NY. Immediate family members of current credit union members are also eligible to join.

    County
    Suffolk County, NY, Nassau County, NY

    Where SUFFOLK writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with SUFFOLK.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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