Home state: New York
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    SUFFOLK mortgage rates

    SUFFOLK's lowest publicly advertised 30-year fixed rate today is 7.212% APR — the national average is 7.147%. We read SUFFOLK's rates every weekday, starting around 11 a.m. Central.

    We last read SUFFOLK's rates page on Nov 2, 2026. SUFFOLK dates its published rate sheet Oct 31, 2026.

    Today's rates from SUFFOLK

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.212%—Nov 2, 2026
    Lender's sheet dated Oct 31, 2026
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    20 Year Fixed7%7.111%—Nov 2, 2026
    Lender's sheet dated Oct 31, 2026
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    15 Year Fixed6.75%6.884%—Nov 2, 2026
    Lender's sheet dated Oct 31, 2026
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    10 Year Fixed6.75%6.938%—Nov 2, 2026
    Lender's sheet dated Oct 31, 2026
    Visit
    5 Year ARM6.375%6.659%—Nov 2, 2026
    Lender's sheet dated Oct 31, 2026
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    7 Year ARM6.375%6.547%—Nov 2, 2026
    Lender's sheet dated Oct 31, 2026
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    10 Year ARM6.875%6.887%—Nov 2, 2026
    Lender's sheet dated Oct 31, 2026
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    30 Year Fixed Super Conforming7.625%7.653%—Nov 2, 2026
    Lender's sheet dated Oct 31, 2026
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SUFFOLK

    Suffolk Credit Union is primarily open to individuals who live, work, worship, or attend school in Suffolk or Nassau County, NY. Immediate family members of current credit union members are also eligible to join.

    County
    Suffolk County, NY, Nassau County, NY

    Where SUFFOLK writes mortgages

    SUFFOLK publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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