Home state: Virginia

    STRATEGIC mortgage rates

    STRATEGIC's lowest publicly advertised 30-year fixed rate today is 6.125% — the national average is 6.88%. That's about $71,499 saved over the life of a $400,000, 30-year loan. We track STRATEGIC daily and refresh rates every morning.

    Today's rates from STRATEGIC

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.125%6.331%0.5Sep 7, 2026Visit
    20 Year Fixed5.875%6.177%0.75Sep 7, 2026Visit
    15 Year Fixed5.25%5.741%1.5Sep 7, 2026Visit
    FHA 30 Year Fixed5.75%6.534%1Sep 7, 2026Visit
    VA 30 Year Fixed6%6.351%2Sep 7, 2026Visit
    30 Year Fixed Jumbo6.625%6.821%1Sep 7, 2026Visit
    15 Year Fixed Jumbo7%7.323%1Sep 7, 2026Visit

    Rate history

    Lowest daily rate STRATEGIC advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join STRATEGIC

    Is 100% credit union owned and serves credit unions and their members nationwide, offering mortgage services from its headquarters in Fairfax, Virginia. Credit Union Mortgage Association serves both members and non-members of credit unions.

    Employer
    Select manufacturing employer groups (SEGs) per NCUA charter
    Family of a member
    Immediate family, Household members, Retirees of eligible groups

    Where STRATEGIC writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with STRATEGIC.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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