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    Credit union mortgage rates
    Home state: Virginia
    Lends in 1 state

    STRATEGIC mortgage rates

    STRATEGIC's lowest publicly advertised 30-year fixed rate today is 6.584% APR — the national average is 7.147%. That's about $54,146 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read STRATEGIC's rates every weekday, starting around 11 a.m. Central.

    We last read STRATEGIC's rates page on Nov 2, 2026.

    Today's rates from STRATEGIC

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.375%6.584%0.5Nov 2, 2026Visit
    20 Year Fixed6.125%6.462%1Nov 2, 2026Visit
    15 Year Fixed5.625%6.041%1Nov 2, 2026Visit
    FHA 30 Year Fixed6.125%6.922%1Nov 2, 2026Visit
    VA 30 Year Fixed6.125%6.429%1.5Nov 2, 2026Visit
    30 Year Fixed Jumbo7%7.2%1Nov 2, 2026Visit
    15 Year Fixed Jumbo7.25%7.576%1Nov 2, 2026Visit
    Visit STRATEGIC's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join STRATEGIC

    Is 100% credit union owned and serves credit unions and their members nationwide, offering mortgage services from its headquarters in Fairfax, Virginia. Credit Union Mortgage Association serves both members and non-members of credit unions.

    Employer
    Select manufacturing employer groups (SEGs) per NCUA charter
    Family of a member
    Immediate family, Household members, Retirees of eligible groups

    Where STRATEGIC writes mortgages

    STRATEGIC publishes mortgage lending in 1 state.

    Virginia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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