Home state: Indiana

    STERLING UNITED mortgage rates

    STERLING UNITED's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track STERLING UNITED daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from STERLING UNITED

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%Sep 8, 2026Visit
    20 Year Fixed6.875%Sep 8, 2026Visit
    15 Year Fixed6.25%Sep 8, 2026Visit
    10 Year Fixed Refinance5.85%Sep 8, 2026Visit
    15 Year Fixed Refinance6.05%Sep 8, 2026Visit
    20 Year Fixed Refinance6.625%Sep 8, 2026Visit

    Rate history

    Lowest daily rate STERLING UNITED advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join STERLING UNITED

    Membership is open to anyone who lives, works, worships, volunteers, or attends school in Posey, Vanderburgh, or Warrick County, Indiana, or Henderson County, Kentucky. Eligibility also extends to immediate family members of current members, including children, parents, siblings, grandparents, grandchildren, and step-relatives. Spouses of persons who died within the field of membership, credit union employees, pensioners/annuitants from the original organizations (Sterling Brewery employees), and organizations of such persons are also eligible.

    County
    Posey County, IN, Vanderburgh County, IN, Warrick County, IN, Henderson County, KY

    Where STERLING UNITED writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with STERLING UNITED.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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