Home state: Indiana
    Lends in 2 states

    STERLING UNITED mortgage rates

    STERLING UNITED's lowest publicly advertised 30-year fixed rate today is 7.125% APR — the national average is 7.147%. That's about $2,139 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read STERLING UNITED's rates every weekday, starting around 11 a.m. Central.

    We last read STERLING UNITED's rates page on Nov 2, 2026.

    Today's rates from STERLING UNITED

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only7.125%—Nov 2, 2026Visit
    20 Year Fixed—Lender publishes APR only6.875%—Nov 2, 2026Visit
    15 Year Fixed—Lender publishes APR only6.625%—Nov 2, 2026Visit
    10 Year Fixed Refinance—Lender publishes APR only6%—Nov 2, 2026Visit
    15 Year Fixed Refinance—Lender publishes APR only6.4%—Nov 2, 2026Visit
    20 Year Fixed Refinance—Lender publishes APR only6.75%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join STERLING UNITED

    Membership is open to anyone who lives, works, worships, volunteers, or attends school in Posey, Vanderburgh, or Warrick County, Indiana, or Henderson County, Kentucky. Eligibility also extends to immediate family members of current members, including children, parents, siblings, grandparents, grandchildren, and step-relatives. Spouses of persons who died within the field of membership, credit union employees, pensioners/annuitants from the original organizations (Sterling Brewery employees), and organizations of such persons are also eligible.

    County
    Posey County, IN, Vanderburgh County, IN, Warrick County, IN, Henderson County, KY

    Where STERLING UNITED writes mortgages

    STERLING UNITED publishes mortgage lending in 2 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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