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    STATE CS EMPLOYEES mortgage rates

    STATE CS EMPLOYEES's lowest publicly advertised 30-year fixed rate today is 7.154% APR — the national average is 7.147%. We read STATE CS EMPLOYEES's rates every weekday, starting around 11 a.m. Central.

    We last read STATE CS EMPLOYEES's rates page on Nov 2, 2026.

    Today's rates from STATE CS EMPLOYEES

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.154%0Nov 2, 2026Visit
    20 Year Fixed7%7.2%0Nov 2, 2026Visit
    15 Year Fixed6.875%7.121%0Nov 2, 2026Visit
    FHA 30 Year Fixed7%7.964%0Nov 2, 2026Visit
    VA 30 Year Fixed7.125%7.555%0Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.551%0Nov 2, 2026Visit
    Visit STATE CS EMPLOYEES's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join STATE CS EMPLOYEES

    Membership is available to individuals who live or work in Jefferson, Lewis, St. Lawrence, Clinton, or Franklin counties in New York and are employees or retirees of the NY State Civil Service, the City of Watertown, or the Watertown City School District. Immediate family members of current credit union members are also eligible to join.

    Employer
    New York State Civil Service, City of Watertown, Watertown City School District
    County
    Jefferson County, NY, Lewis County, NY, St. Lawrence County, NY, Clinton County, NY, Franklin County, NY

    Where STATE CS EMPLOYEES writes mortgages

    STATE CS EMPLOYEES publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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