Home state: West Virginia

    STAR USA mortgage rates

    STAR USA's lowest publicly advertised 30-year fixed rate today is 6.375% — the national average is 6.88%. That's about $48,086 saved over the life of a $400,000, 30-year loan. We track STAR USA daily and refresh rates every morning.

    Today's rates from STAR USA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.375%6.409%0Sep 11, 2026Visit
    20 Year Fixed6.25%6.294%0Sep 11, 2026Visit
    15 Year Fixed6%6.055%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate STAR USA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join STAR USA

    Star USA Federal Credit Union serves employees of Columbia Gas and their families. While the specific geographic field of membership is not fully detailed, the credit union currently serves 16,000 members across 36 states and maintains branches throughout West Virginia.

    Employer
    Columbia Gas

    Where STAR USA writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with STAR USA.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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