Home state: West Virginia
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    STAR USA mortgage rates

    STAR USA's lowest publicly advertised 30-year fixed rate today is 6.784% APR — the national average is 7.147%. That's about $35,056 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read STAR USA's rates every weekday, starting around 11 a.m. Central.

    We last read STAR USA's rates page on Nov 2, 2026.

    Today's rates from STAR USA

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.784%0Nov 2, 2026Visit
    20 Year Fixed6.5%6.545%0Nov 2, 2026Visit
    15 Year Fixed6%6.055%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join STAR USA

    Star USA Federal Credit Union serves employees of Columbia Gas and their families. While the specific geographic field of membership is not fully detailed, the credit union currently serves 16,000 members across 36 states and maintains branches throughout West Virginia.

    Employer
    Columbia Gas

    Where STAR USA writes mortgages

    STAR USA publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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