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    STAR ONE mortgage rates

    STAR ONE's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track STAR ONE daily and refresh rates every morning.

    Today's rates from STAR ONE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.992%0Sep 11, 2026Visit
    20 Year Fixed6.625%6.774%0Sep 11, 2026Visit
    15 Year Fixed6.5%6.684%0Sep 11, 2026Visit
    10 Year Fixed6.25%6.365%0Sep 11, 2026Visit
    3 Year ARM5.75%6.505%0Sep 11, 2026Visit
    5 Year ARM5.75%6.458%0Sep 11, 2026Visit
    7 Year ARM6%6.409%0Sep 11, 2026Visit
    10 Year ARM6.125%6.401%0Sep 11, 2026Visit
    30 Year Fixed Jumbo6.875%6.939%0Sep 11, 2026Visit
    20 Year Fixed Jumbo6.625%6.705%0Sep 11, 2026Visit
    15 Year Fixed Jumbo6.5%6.598%0Sep 11, 2026Visit
    10 Year Fixed Jumbo6.25%6.365%0Sep 11, 2026Visit
    5 Year ARM Jumbo5.75%6.556%0Sep 11, 2026Visit
    7 Year ARM Jumbo6%6.479%0Sep 11, 2026Visit
    10 Year ARM Jumbo6.125%6.435%0Sep 11, 2026Visit
    10 Year ARM Jumbo Refinance6.125%6.435%0Sep 11, 2026Visit
    10 Year ARM Refinance6.125%6.401%0Sep 11, 2026Visit
    10 year Fixed Jumbo Refinance6.25%6.365%0Sep 11, 2026Visit
    10 Year Fixed Refinance6.25%6.365%0Sep 11, 2026Visit
    15 Year Fixed Jumbo Refinance6.5%6.598%0Sep 11, 2026Visit
    15 Year Fixed Refinance6.5%6.684%0Sep 11, 2026Visit
    20 Year Fixed Jumbo Refinance6.625%6.705%0Sep 11, 2026Visit
    20 Year Fixed Refinance6.625%6.774%0Sep 11, 2026Visit
    3 Year ARM Jumbo5.75%6.638%0Sep 11, 2026Visit
    3 Year ARM Jumbo Refinance5.75%6.638%0Sep 11, 2026Visit
    3 Year ARM Refinance5.75%6.505%0Sep 11, 2026Visit
    30 Year Fixed Jumbo Refinance6.875%6.939%0Sep 11, 2026Visit
    30 Year Fixed Refinance6.875%6.992%0Sep 11, 2026Visit
    5 Year ARM Jumbo Refinance5.75%6.556%0Sep 11, 2026Visit
    5 Year ARM Refinance5.75%6.458%0Sep 11, 2026Visit
    7 Year ARM Jumbo Refinance6%6.479%0Sep 11, 2026Visit
    7 Year ARM Refinance6%6.409%0Sep 11, 2026Visit
    Visit STAR ONE's rates page

    Rate history

    Lowest daily rate STAR ONE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join STAR ONE

    Membership is open to anyone who lives, works, or attends school in Santa Clara, Alameda, San Mateo, and six other surrounding California counties. Employees of numerous corporate partners like Lockheed Martin and Apple, as well as family of existing members, are also eligible.

    Employer
    Lockheed-Martin Corporation, Amazon Lab126, Apple Advertising, Ltd., Amazon Lab126, Lam Research Corporation, Yahoo, Nutanix, Inc., SanDisk Corporation, Citrix Systems, Inc., Varian Medical Systems, Inc., Trimble Navigation Ltd., Northrop Grumman Marine Systems
    Association / SEG
    Saratoga Country Club, Cinnabar Hills Golf Club
    County
    Alameda County, CA, Merced County, CA, Monterey County, CA, San Benito County, CA, San Joaquin County, CA, San Mateo County, CA, Santa Clara County, CA, Santa Cruz County, CA, Stanislaus County, CA

    Where STAR ONE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with STAR ONE.

    California

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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