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    Lends in 3 states

    ST. MARY'S BANK mortgage rates

    ST. MARY'S BANK's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track ST. MARY'S BANK daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from ST. MARY'S BANK

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.921%1.125Sep 11, 2026Visit
    20 Year Fixed6.375%6.628%1.375Sep 11, 2026Visit
    15 Year Fixed6%6.273%1.125Sep 11, 2026Visit
    10 Year Fixed5.875%6.289%1.25Sep 11, 2026Visit
    3 Year ARM6.625%6.887%0Sep 11, 2026Visit
    5 Year ARM6.5%6.798%0Sep 11, 2026Visit
    7 Year ARM6.75%6.881%0Sep 11, 2026Visit
    10 Year ARM7%7.027%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%7.326%—Sep 11, 2026Visit
    USDA 30 Year Fixed6.5%7.326%0Sep 11, 2026Visit
    30 Year Fixed Jumbo7.125%7.149%0Sep 11, 2026Visit
    15 Year Fixed Jumbo6.375%6.412%0Sep 11, 2026Visit
    5 Year ARM Jumbo6.625%6.812%0Sep 11, 2026Visit
    7 Year ARM Jumbo6.75%6.844%0Sep 11, 2026Visit
    10 Year ARM Jumbo7%6.991%0Sep 11, 2026Visit
    1 Year ARM7.5%7.302%0Sep 11, 2026Visit
    10 Year Fixed Refinance6.875%6.875%0Sep 11, 2026Visit
    15 Year Fixed Refinance6.875%6.875%0Sep 11, 2026Visit
    Visit ST. MARY'S BANK's rates page

    Rate history

    Lowest daily rate ST. MARY'S BANK advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ST. MARY'S BANK

    St. Mary’s Bank, the nation’s first credit union, is open to anyone regardless of location for a one-time $5 membership share purchase.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.

    Where ST. MARY'S BANK writes mortgages

    ST. MARY'S BANK publishes mortgage lending in 3 states.

    MassachusettsMaineNew Hampshire

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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