Today's rates from ST. MARY'S BANK
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.5% | 6.537% | 0 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 20 Year Fixed | 6.25% | 6.502% | 1.375 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 15 Year Fixed | 6% | 6.293% | 1.25 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 10 Year Fixed | 5.75% | 6.163% | 1.25 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 3 Year ARM | 6.5% | 7.097% | 0 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 5 Year ARM | 6.625% | 7.044% | 0 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 7 Year ARM | 6.75% | 7.037% | 0 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 10 Year ARM | 6.875% | 7.051% | 0 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.25% | 7.274% | 0 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6.5% | 6.537% | 0 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 5 Year ARM Jumbo | 6.625% | 7.008% | 0 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 7 Year ARM Jumbo | 6.75% | 7.001% | 0 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 10 Year ARM Jumbo | 6.875% | 7.015% | 0 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 10 Year Fixed Refinance | 7% | —Lender publishes rate only | 0 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 15 Year Fixed Refinance | 7.125% | —Lender publishes rate only | 0 | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join ST. MARY'S BANK
St. Mary’s Bank, the nation’s first credit union, is open to anyone regardless of location for a one-time $5 membership share purchase.
Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
Where ST. MARY'S BANK writes mortgages
ST. MARY'S BANK publishes mortgage lending in 3 states.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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