Home state: Michigan
    Lends in 1 state

    ST. FRANCIS X mortgage rates

    ST. FRANCIS X's lowest publicly advertised 30-year fixed rate today is 6.25% APR — the national average is 7.147%. That's about $85,661 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ST. FRANCIS X's rates every weekday, starting around 11 a.m. Central.

    We last read ST. FRANCIS X's rates page on Nov 2, 2026.

    Today's rates from ST. FRANCIS X

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.25%—Nov 2, 2026Visit
    20 Year Fixed—Lender publishes APR only6%—Nov 2, 2026Visit
    15 Year Fixed—Lender publishes APR only5.75%—Nov 2, 2026Visit
    10 Year Fixed—Lender publishes APR only5.5%—Nov 2, 2026Visit
    7 Year Fixed—Lender publishes APR only5.25%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ST. FRANCIS X

    Membership is open to anyone who lives, works, worships, attends school, or regularly conducts business in Emmet, Charlevoix, or Cheboygan counties in Michigan.

    County
    Emmet County, MI, Charlevoix County, MI, Cheboygan County, MI

    Where ST. FRANCIS X writes mortgages

    ST. FRANCIS X publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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