Home state: South Carolina
    Lends in 1 state

    SPERO FINANCIAL mortgage rates

    SPERO FINANCIAL's lowest publicly advertised 30-year fixed rate today is 7.545% APR — the national average is 7.147%. We read SPERO FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read SPERO FINANCIAL's rates page on Nov 2, 2026. SPERO FINANCIAL dates its published rate sheet Nov 2, 2026.

    Today's rates from SPERO FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.545%—Nov 2, 2026Visit
    20 Year Fixed7.5%7.721%—Nov 2, 2026Visit
    15 Year Fixed6.875%7.143%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.375%7.075%—Nov 2, 2026Visit
    FHA 15 Year Fixed6.125%6.813%—Nov 2, 2026Visit
    VA 30 Year Fixed6.5%6.661%—Nov 2, 2026Visit
    VA 15 Year Fixed6.125%6.387%—Nov 2, 2026Visit
    30 Year Fixed Jumbo7.25%7.351%—Nov 2, 2026Visit
    15 Year Fixed Jumbo7.5%7.662%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SPERO FINANCIAL

    Membership is open to individuals living or working in many areas across South Carolina, as well as family members of current Spero Financial members.

    Where SPERO FINANCIAL writes mortgages

    SPERO FINANCIAL publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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