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    SPERO FINANCIAL mortgage rates

    SPERO FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track SPERO FINANCIAL daily and refresh rates every morning.

    Rates as of Sep 10, 2026

    Today's rates from SPERO FINANCIAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.914%0Sep 10, 2026Visit
    20 Year Fixed6.75%6.965%0Sep 10, 2026Visit
    15 Year Fixed6.5%6.765%0Sep 10, 2026Visit
    FHA 30 Year Fixed6.25%6.948%0Sep 10, 2026Visit
    FHA 15 Year Fixed6%6.688%0Sep 10, 2026Visit
    VA 30 Year Fixed6.5%6.662%0Sep 10, 2026Visit
    VA 15 Year Fixed6.125%6.388%0Sep 10, 2026Visit
    30 Year Fixed Jumbo7%7.099%0Sep 10, 2026Visit
    15 Year Fixed Jumbo7.375%7.537%0Sep 10, 2026Visit
    Visit SPERO FINANCIAL's rates page

    Rate history

    Lowest daily rate SPERO FINANCIAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SPERO FINANCIAL

    Membership is open to individuals living or working in many areas across South Carolina, as well as family members of current Spero Financial members.

    Where SPERO FINANCIAL writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with SPERO FINANCIAL.

    South Carolina

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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