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    SPACE COAST mortgage rates

    SPACE COAST's lowest publicly advertised 30-year fixed rate today is 6.966% APR — the national average is 7.147%. That's about $17,544 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read SPACE COAST's rates every weekday, starting around 11 a.m. Central.

    We last read SPACE COAST's rates page on Nov 2, 2026. SPACE COAST dates its published rate sheet Oct 28, 2026.

    Today's rates from SPACE COAST

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%6.966%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    20 Year Fixed6.875%6.994%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    15 Year Fixed6.125%6.27%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    10 Year Fixed6%6.204%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    FHA 30 Year Fixed7.125%7.217%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    FHA 15 Year Fixed6.375%6.521%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    VA 30 Year Fixed7.125%7.217%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    VA 15 Year Fixed6.375%6.521%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    30 Year Fixed Jumbo7%7.048%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    20 Year Fixed Jumbo7%7.063%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    15 Year Fixed Jumbo6.25%6.327%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    10 Year Fixed Jumbo6.125%6.233%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    10 Year Fixed Refinance6%6.204%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    15 Year Fixed Refinance6.25%6.395%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    20 Year Fixed Refinance6.875%6.994%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    30 Year Fixed Refinance7%7.091%—Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SPACE COAST

    Space Coast Credit Union membership is open to anyone who lives or works in 34 eligible Florida counties, as well as relatives of current members.

    County
    Alachua County, FL, Brevard County, FL, Broward County, FL, Charlotte County, FL, Citrus County, FL, Clay County, FL, Collier County, FL, Duval County, FL, Flagler County, FL, Hernando County, FL, Hillsborough County, FL, Indian River County, FL…

    Where SPACE COAST writes mortgages

    SPACE COAST publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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