Today's rates from SOUTHERN ENERGY
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.25% | 6.32% | 0 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 5.75% | 5.841% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 5.5% | 5.615% | 0 | Sep 11, 2026 | Visit | |
| 10 Year Fixed | 5.25% | 5.412% | 0 | Sep 11, 2026 | Visit | |
| 7 Year Fixed | 4.75% | 4.973% | 0 | Sep 11, 2026 | Visit | |
| 5 Year ARM | 4.75% | 5.967% | 0 | Sep 11, 2026 | Visit | |
| 7 Year ARM | 5% | 5.874% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate SOUTHERN ENERGY advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join SOUTHERN ENERGY
Membership is open to employees and retirees of Alabama Power, Georgia Power, Mississippi Power, Southern Nuclear, and other Southern Company affiliates. Family members of current credit union members are also eligible to join.
Employer
Alabama Power Company, Georgia Power, Mississippi Power, Southern Company Services, Southern Nuclear
Where SOUTHERN ENERGY writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with SOUTHERN ENERGY.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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