Home state: Tennessee
    Open membership
    Lends in 3 states

    SOUTHEAST FINANCIAL mortgage rates

    SOUTHEAST FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track SOUTHEAST FINANCIAL daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from SOUTHEAST FINANCIAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.997%Sep 8, 2026Visit
    15 Year Fixed6.125%6.377%Sep 8, 2026Visit
    FHA 30 Year Fixed6.125%6.859%Sep 8, 2026Visit

    Rate history

    Lowest daily rate SOUTHEAST FINANCIAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SOUTHEAST FINANCIAL

    Membership at Southeast Financial Credit Union is available to individuals through many different qualifying paths, including employees of select partner companies and various community affiliations.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    AT&T, State of Tennessee, 600+ Select Employer Groups
    Association / SEG
    Autism Tennessee ($5 donation)
    Family of a member
    Immediate family or household of current members

    Where SOUTHEAST FINANCIAL writes mortgages

    SOUTHEAST FINANCIAL publishes mortgage lending in 3 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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