Home state: Tennessee
    Open membership
    Lends in 3 states

    SOUTHEAST FINANCIAL mortgage rates

    SOUTHEAST FINANCIAL's lowest publicly advertised 30-year fixed rate today is 7.367% APR — the national average is 7.147%. We read SOUTHEAST FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read SOUTHEAST FINANCIAL's rates page on Nov 2, 2026.

    Today's rates from SOUTHEAST FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.367%—Nov 2, 2026Visit
    15 Year Fixed6.625%6.865%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.49%7.217%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SOUTHEAST FINANCIAL

    Membership at Southeast Financial Credit Union is available to individuals through many different qualifying paths, including employees of select partner companies and various community affiliations.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    AT&T, State of Tennessee, 600+ Select Employer Groups
    Association / SEG
    Autism Tennessee ($5 donation)
    Family of a member
    Immediate family or household of current members

    Where SOUTHEAST FINANCIAL writes mortgages

    SOUTHEAST FINANCIAL publishes mortgage lending in 3 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if SOUTHEAST FINANCIAL is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including SOUTHEAST FINANCIAL if you qualify — ranked by today's rate.

    Get notified when SOUTHEAST FINANCIAL's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Tennessee

    See all Tennessee credit union mortgage rates