Home state: Massachusetts
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    SOUTHBRIDGE mortgage rates

    SOUTHBRIDGE's lowest publicly advertised 30-year fixed rate today is 6.553% APR — the national average is 7.147%. That's about $57,091 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read SOUTHBRIDGE's rates every weekday, starting around 11 a.m. Central.

    We last read SOUTHBRIDGE's rates page on Nov 2, 2026.

    Today's rates from SOUTHBRIDGE

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.5%6.553%—Nov 2, 2026Visit
    20 Year Fixed6.25%6.319%—Nov 2, 2026Visit
    15 Year Fixed6%6.086%—Nov 2, 2026Visit
    10 Year Fixed5.75%5.872%—Nov 2, 2026Visit
    3 Year ARM5.25%6.784%—Nov 2, 2026Visit
    5 Year ARM5.5%6.459%—Nov 2, 2026Visit
    7 Year ARM5.75%6.528%—Nov 2, 2026Visit
    10 Year ARM6%6.518%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SOUTHBRIDGE

    Membership in Southbridge Credit Union is available to individuals, businesses, and organizations that reside, work, or operate in Worcester County, MA; Bristol County, MA; Franklin County, MA; Hampshire County, MA; Norfolk County, MA; Hampden County, MA; Middlesex County, MA; and Windham County, CT. Membership eligibility may include purchasing and maintaining minimum required shares, paying a membership fee, or other requirements set forth in the Credit Union's bylaws.

    County
    MA-Worcester, MA-Bristol, MA-Franklin, MA-Hampshire, MA-Norfolk, MA-Hampden, MA-Middlesex, CT-Windham

    Where SOUTHBRIDGE writes mortgages

    SOUTHBRIDGE publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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