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    Credit union mortgage rates
    Home state: Washington

    SOUND mortgage rates

    SOUND's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track SOUND daily and refresh rates every morning.

    Today's rates from SOUND

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.108%0Sep 11, 2026Visit
    15 Year Fixed6.125%6.297%0Sep 11, 2026Visit
    VA 30 Year Fixed6.5%6.87%0Sep 11, 2026Visit
    30 Year Fixed Refinance6.875%6.976%0Sep 11, 2026Visit
    Visit SOUND's rates page

    Rate history

    Lowest daily rate SOUND advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SOUND

    Membership with Sound Credit Union is open to individuals who live, work, or attend school in Washington State, specifically serving the Puget Sound area. Eligibility starts by opening a savings account. The credit union was originally founded by 51 telephone workers in 1940 and serves over 170,000 members.

    Where SOUND writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with SOUND.

    Washington

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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