Home state: Massachusetts

    SOMERSET mortgage rates

    SOMERSET's lowest publicly advertised 30-year fixed rate today is 6% — the national average is 6.88%. That's about $83,106 saved over the life of a $400,000, 30-year loan. We track SOMERSET daily and refresh rates every morning.

    Today's rates from SOMERSET

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6%6.099%Sep 11, 2026Visit
    20 Year Fixed5.875%6.006%Sep 11, 2026Visit
    15 Year Fixed5.5%5.663%Sep 11, 2026Visit
    10 Year Fixed5.375%5.605%Sep 11, 2026Visit
    7 Year Fixed5.25%5.566%Sep 11, 2026Visit
    3 Year ARM5.625%7.591%Sep 11, 2026Visit
    5 Year ARM5.5%7.18%Sep 11, 2026Visit
    1 Year ARM5.375%7.978%Sep 11, 2026Visit

    Rate history

    Lowest daily rate SOMERSET advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SOMERSET

    Membership is open to anyone who lives, works, or attends school in Bristol County (MA), or Newport and Providence Counties (RI). Immediate family members and household residents of existing members are also eligible to join.

    County
    Bristol County, MA, Newport County, RI, Providence County, RI

    Where SOMERSET writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with SOMERSET.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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