Today's rates from SOMERSET
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7.125% | 7.224% | 0 | Nov 2, 2026 | Visit | |
| 20 Year Fixed | 7% | 7.044% | 0 | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6.625% | 6.793% | 0 | Nov 2, 2026 | Visit | |
| 10 Year Fixed | 6.5% | 6.735% | 0 | Nov 2, 2026 | Visit | |
| 7 Year Fixed | 6.375% | 6.696% | 0 | Nov 2, 2026 | Visit | |
| 3 Year ARM | 6.75% | 7.311% | 0 | Nov 2, 2026 | Visit | |
| 5 Year ARM | 6.625% | 7.171% | 0 | Nov 2, 2026 | Visit | |
| 1 Year ARM | 6.5% | 7.392% | 0 | Nov 2, 2026 | Visit | |
| 10 Year Fixed Refinance | 6.5% | 6.735% | 0 | Nov 2, 2026 | Visit | |
| 15 Year Fixed Refinance | 6.625% | 6.793% | 0 | Nov 2, 2026 | Visit | |
| 7 Year Fixed Refinance | 6.375% | 6.696% | 0 | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join SOMERSET
Membership is open to anyone who lives, works, or attends school in Bristol County (MA), or Newport and Providence Counties (RI). Immediate family members and household residents of existing members are also eligible to join.
County
Bristol County, MA, Newport County, RI, Providence County, RI
Where SOMERSET writes mortgages
SOMERSET publishes mortgage lending in 2 states.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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