Home state: Kansas
    Lends in 2 states

    SM mortgage rates

    We're tracking SM but don't have a fresh rate today. Check back after the next weekday refresh.

    We last read SM's rates page on Nov 2, 2026.

    Today's rates from SM

    ProductRateAPRPointsWe readSource
    15 Year Fixed—Lender publishes APR only6%—Nov 2, 2026Visit
    10 Year Fixed—Lender publishes APR only5.375%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SM

    Membership is available to employees of the US Postal Service in Johnson or Wyandotte Counties, and employees of the Federal Aviation Administration in the Kansas City Metro area. Immediate family members of current members are also eligible to join.

    Employer
    United States Postal Service, Federal Aviation Administration
    County
    Johnson County, KS, Wyandotte County, KS
    City
    Kansas City, KS, Kansas City, MO

    Where SM writes mortgages

    SM publishes mortgage lending in 2 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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