Home state: Kansas

    SM mortgage rates

    We're tracking SM but don't have a fresh rate today. Check back after tomorrow's daily refresh.

    Today's rates from SM

    ProductRateAPRPointsAs ofSource
    15 Year Fixed5.5%5.5%Sep 11, 2026Visit
    10 Year Fixed5%5%Sep 11, 2026Visit
    5 Year Fixed4.75%4.75%Sep 11, 2026Visit

    Rate history

    Lowest daily rate SM advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SM

    Membership is available to employees of the US Postal Service in Johnson or Wyandotte Counties, and employees of the Federal Aviation Administration in the Kansas City Metro area. Immediate family members of current members are also eligible to join.

    Employer
    United States Postal Service, Federal Aviation Administration
    County
    Johnson County, KS, Wyandotte County, KS
    City
    Kansas City, KS, Kansas City, MO

    Where SM writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with SM.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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