Home state: North Carolina
    Lends in 2 states

    SKYLA mortgage rates

    SKYLA's lowest publicly advertised 30-year fixed rate today is 7.385% APR — the national average is 7.147%. We read SKYLA's rates every weekday, starting around 11 a.m. Central.

    We last read SKYLA's rates page on Nov 2, 2026. SKYLA dates its published rate sheet Oct 1, 2026.

    Today's rates from SKYLA

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.385%—Nov 2, 2026
    Lender's sheet dated Oct 1, 2026
    Visit
    15 Year Fixed6.75%6.965%—Nov 2, 2026
    Lender's sheet dated Oct 1, 2026
    Visit
    7 Year ARM6.25%6.377%—Nov 2, 2026
    Lender's sheet dated Oct 1, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SKYLA

    Membership is open to people who live, work, worship or attend school in Cabarrus, Gaston, Iredell, Lincoln, Mecklenburg, Rowan or Union counties in North Carolina, or Chester, Lancaster or York counties in South Carolina. You can also qualify through a partner employer, an immediate family member who is a Skyla member, or by joining the American Consumer Council, which Skyla arranges for you.

    Employer
    Parsons Corporation, Worley Corporation
    County
    Cabarrus County, NC, Gaston County, NC, Iredell County, NC, Lincoln County, NC, Mecklenburg County, NC, Rowan County, NC, Union County, NC, Chester County, SC, Lancaster County, SC, York County, SC

    Where SKYLA writes mortgages

    SKYLA publishes mortgage lending in 2 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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