Today's rates from SIU
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.875% | —Lender publishes rate only | 1 | Nov 2, 2026 | Visit | |
| 20 Year Fixed | 6.625% | —Lender publishes rate only | 1 | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6.5% | —Lender publishes rate only | 1 | Nov 2, 2026 | Visit | |
| 10 Year Fixed | 6.5% | —Lender publishes rate only | 1 | Nov 2, 2026 | Visit | |
| 5 Year ARM | 6.25% | —Lender publishes rate only | 0 | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join SIU
Membership is available to anyone who lives or works in 24 Southern Illinois counties, including Jackson, Williamson, and Jefferson. Eligibility also extends to Southern Illinois University students, faculty, and alumni, as well as employees of various local companies and specific association members.
Employer
Southern Illinois University, Center for Comprehensive Services, Centerstone, City of Carbondale, Gateway Foundation, Marion VA Medical Center, Sam’s Club of Marion, Shawnee Health Services, John A. Logan College, SIU Foundation
Association / SEG
SIU Alumni Association, Lake of Egypt Association of Property Owners, Local 702 International Brotherhood of Electrical Workers, Laborers’ International Union of North America Local 773
County
Alexander County, IL, Clinton County, IL, Edwards County, IL, Franklin County, IL, Gallatin County, IL, Hamilton County, IL, Hardin County, IL, Jackson County, IL, Jefferson County, IL, Johnson County, IL, Marion County, IL, Massac County, IL…
Where SIU writes mortgages
SIU publishes mortgage lending in 1 state.
Illinois counties where SIU serves members
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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