Today's rates from SIERRA CENTRAL
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.375% | 6.818% | — | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 6.875% | 7.236% | — | Sep 11, 2026 | Visit | |
| 5 Year ARM | 6.125% | 6.925% | — | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.75% | 6.923% | — | Sep 11, 2026 | Visit | |
| VA 15 Year Fixed | 6.625% | 6.797% | — | Sep 11, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.25% | 7.409% | — | Sep 11, 2026 | Visit | |
| 2 Year ARM | 5.25% | 6.632% | — | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate SIERRA CENTRAL advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join SIERRA CENTRAL
Membership is open to individuals who live, work, or worship in 19 Northern California counties, including Sacramento, Placer, and Yuba. The credit union also has a historic foundation serving Beale Air Force Base.
County
Yuba County, CA, Sutter County, CA, Butte County, CA, Glenn County, CA, Shasta County, CA, Lassen County, CA, Tehama County, CA, Placer County, CA, El Dorado County, CA, Nevada County, CA, Amador County, CA, Colusa County, CA…
Where SIERRA CENTRAL writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with SIERRA CENTRAL.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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