Home state: California
    Lends in 1 state

    SIERRA CENTRAL mortgage rates

    SIERRA CENTRAL's lowest publicly advertised 30-year fixed rate today is 7.279% APR — the national average is 7.147%. We read SIERRA CENTRAL's rates every weekday, starting around 11 a.m. Central.

    We last read SIERRA CENTRAL's rates page on Nov 2, 2026.

    Today's rates from SIERRA CENTRAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.279%—Nov 2, 2026Visit
    20 Year Fixed6.875%7.236%—Nov 2, 2026Visit
    15 Year Fixed6.625%7.071%—Nov 2, 2026Visit
    30 Year Fixed Jumbo7.5%7.661%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SIERRA CENTRAL

    Membership is open to individuals who live, work, or worship in 19 Northern California counties, including Sacramento, Placer, and Yuba. The credit union also has a historic foundation serving Beale Air Force Base.

    County
    Yuba County, CA, Sutter County, CA, Butte County, CA, Glenn County, CA, Shasta County, CA, Lassen County, CA, Tehama County, CA, Placer County, CA, El Dorado County, CA, Nevada County, CA, Amador County, CA, Colusa County, CA…

    Where SIERRA CENTRAL writes mortgages

    SIERRA CENTRAL publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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