Home state: New York

    SECNY mortgage rates

    We're tracking SECNY but don't have a fresh rate today. Check back after tomorrow's daily refresh.

    Rates as of Sep 1, 2026

    Today's rates from SECNY

    No fresh rates available. This credit union may temporarily be off our daily comparison — verify current rates directly with SECNY.

    Who can join SECNY

    Membership at SECNY Federal Credit Union is open to anyone who lives, works, worships, or attends school in Onondaga, Cayuga, Madison, and Oswego counties, including businesses and legal entities within these counties. Immediate family members of current members and household members (those living in the same residence and maintaining a single economic unit) are also eligible. Historically, the credit union served employees, association members, club members, and students from sponsor groups, including all public and parochial schools, colleges, and universities in Central New York.

    Family of a member
    immediate family, household member
    County
    Onondaga, NY, Madison, NY, Oswego, NY, Cayuga, NY

    Where SECNY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with SECNY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if SECNY is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including SECNY if you qualify — ranked by today's rate.

    Get notified when SECNY's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in New York

    See all New York credit union mortgage rates