Home state: Washington
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    SEATTLE METROPOLITAN mortgage rates

    SEATTLE METROPOLITAN's lowest publicly advertised 30-year fixed rate today is 7% APR — the national average is 7.147%. That's about $14,258 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read SEATTLE METROPOLITAN's rates every weekday, starting around 11 a.m. Central.

    We last read SEATTLE METROPOLITAN's rates page on Nov 2, 2026.

    Today's rates from SEATTLE METROPOLITAN

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7%0Nov 2, 2026Visit
    20 Year Fixed6.75%6.766%0.125Nov 2, 2026Visit
    15 Year Fixed6.125%6.164%0.25Nov 2, 2026Visit
    7 Year ARM7.5%7.207%0Nov 2, 2026Visit
    10 Year ARM8.125%7.735%0Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.385%0Nov 2, 2026Visit
    20 Year Fixed Jumbo7.125%7.263%0Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.516%0Nov 2, 2026Visit
    7 Year ARM Jumbo7.125%7.019%0Nov 2, 2026Visit
    10 Year ARM Jumbo7.5%7.312%0Nov 2, 2026Visit
    3 Year ARM Jumbo6.375%6.755%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SEATTLE METROPOLITAN

    Membership at Seattle Credit Union is open to anyone who lives, works, worships, or attends school in the State of Washington. Immediate family members of current Seattle Credit Union members are also eligible to join.

    Family of a member
    immediate family of current member

    Where SEATTLE METROPOLITAN writes mortgages

    SEATTLE METROPOLITAN publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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