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    Credit union mortgage rates
    Home state: Connecticut
    Open membership
    Lends in 9 states

    SCIENT mortgage rates

    SCIENT's lowest publicly advertised 30-year fixed rate today is 6.375% — the national average is 6.805%. That's about $40,879 saved over the life of a $400,000, 30-year loan. We track SCIENT daily and refresh rates every morning.

    Rates as of Sep 4, 2026

    Today's rates from SCIENT

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.375%6.435%—Sep 4, 2026Visit
    20 Year Fixed6.25%6.329%—Sep 4, 2026Visit
    15 Year Fixed5.75%5.847%—Sep 4, 2026Visit
    10 Year Fixed5.75%5.888%—Sep 4, 2026Visit
    Visit SCIENT's rates page

    Rate history

    Lowest daily rate SCIENT advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SCIENT

    Open to anyone nationwide by joining the American Consumer Council (ACC), Connecticut Chapter — free to join. Also open to: employees and retirees of dozens of Select Employer Groups (SEGs) and their immediate family; and anyone who lives, works, worships, or attends school in one of 12 New London County, CT census tracts (6901, 6902, 6903, 6904, 6905, 6907, 6908, 7022.01, 7022.02, 7023, 7025, 7027). A one-time $5 membership fee is required.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Select Employer Groups (SEGs) - employees and retirees
    Family of a member
    Immediate family of SEG employee or retiree, Family of existing members
    County
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    Where SCIENT writes mortgages

    SCIENT publishes mortgage lending in 9 states.

    CaliforniaConnecticutFloridaMassachusettsNorth CarolinaNew HampshireNew JerseyNew YorkRhode Island

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if SCIENT is your best fit?

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