Today's rates from SCHOOLSFIRST
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.625% | 7.09% | 1 | Sep 10, 2026 | Visit | |
| 15 Year Fixed | 5.875% | 6.14% | 1 | Sep 10, 2026 | Visit | |
| 5 Year ARM | 5.625% | 6.37% | 0 | Sep 10, 2026 | Visit | |
| 7 Year ARM | 5.875% | 6.36% | 0 | Sep 10, 2026 | Visit | |
| 10 Year ARM | 6.125% | 6.4% | 0 | Sep 10, 2026 | Visit | |
| FHA 30 Year Fixed | 6.625% | 7.5% | 1 | Sep 10, 2026 | Visit | |
| FHA 15 Year Fixed | 5.875% | 6.79% | 1 | Sep 10, 2026 | Visit | |
| 30 Year Fixed Jumbo | 6.625% | 6.76% | 1 | Sep 10, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6.125% | 6.35% | 1 | Sep 10, 2026 | Visit |
Rate history
Lowest daily rate SCHOOLSFIRST advertised for each product, past 90 days.
Who can join SCHOOLSFIRST
Membership is primarily available to current and retired school employees in California, along with their immediate family members. Students and certain authorized service providers for school districts may also be eligible to join.
Where SCHOOLSFIRST writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with SCHOOLSFIRST.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including SCHOOLSFIRST if you qualify — ranked by today's rate.