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    Credit union mortgage rates
    Home state: California
    Lends in 1 state

    SCHOOLSFIRST mortgage rates

    SCHOOLSFIRST's lowest publicly advertised 30-year fixed rate today is 7.04% APR — the national average is 7.147%. That's about $10,387 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read SCHOOLSFIRST's rates every weekday, starting around 11 a.m. Central.

    We last read SCHOOLSFIRST's rates page on Nov 2, 2026. SCHOOLSFIRST dates its published rate sheet Nov 2, 2026.

    Today's rates from SCHOOLSFIRST

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.04%1Nov 2, 2026Visit
    15 Year Fixed6.25%6.52%1Nov 2, 2026Visit
    5 Year ARM5.875%6.76%0Nov 2, 2026Visit
    7 Year ARM6.125%6.73%0Nov 2, 2026Visit
    10 Year ARM6.375%6.73%0Nov 2, 2026Visit
    FHA 30 Year Fixed6.875%7.76%1Nov 2, 2026Visit
    FHA 15 Year Fixed6.25%7.17%1Nov 2, 2026Visit
    30 Year Fixed Jumbo7%7.14%1Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.73%1Nov 2, 2026Visit
    30 Year Fixed Super Conforming7%7.46%1Nov 2, 2026Visit
    15 Year Fixed Super Conforming6.625%6.87%1Nov 2, 2026Visit
    Visit SCHOOLSFIRST's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SCHOOLSFIRST

    Membership is primarily available to current and retired school employees in California, along with their immediate family members. Students and certain authorized service providers for school districts may also be eligible to join.

    Family of a member
    Spouse or domestic partner, Parent, Sibling, Child, Grandparent, Grandchild, Step and adoptive relationships included

    Where SCHOOLSFIRST writes mortgages

    SCHOOLSFIRST publishes mortgage lending in 1 state.

    California

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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