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    SARATOGA'S COMMUNITY mortgage rates

    SARATOGA'S COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.805%. That's about $17,204 saved over the life of a $400,000, 30-year loan. We track SARATOGA'S COMMUNITY daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from SARATOGA'S COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.772%0Sep 8, 2026Visit
    20 Year Fixed6.875%7.073%0Sep 8, 2026Visit
    15 Year Fixed6.375%6.484%0Sep 8, 2026Visit
    FHA 30 Year Fixed6.5%7.442%0Sep 8, 2026Visit
    VA 30 Year Fixed6.625%7.038%0Sep 8, 2026Visit
    USDA 30 Year Fixed6.375%7.037%0Sep 8, 2026Visit
    Visit SARATOGA'S COMMUNITY's rates page

    Rate history

    Lowest daily rate SARATOGA'S COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Where SARATOGA'S COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with SARATOGA'S COMMUNITY.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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