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    SARATOGA'S COMMUNITY mortgage rates

    SARATOGA'S COMMUNITY's lowest publicly advertised 30-year fixed rate today is 7.154% APR — the national average is 7.147%. We read SARATOGA'S COMMUNITY's rates every weekday, starting around 11 a.m. Central.

    We last read SARATOGA'S COMMUNITY's rates page on Nov 2, 2026.

    Today's rates from SARATOGA'S COMMUNITY

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.154%0Nov 2, 2026Visit
    20 Year Fixed7%7.2%0Nov 2, 2026Visit
    15 Year Fixed6.875%7.121%0Nov 2, 2026Visit
    FHA 30 Year Fixed7%7.964%0Nov 2, 2026Visit
    VA 30 Year Fixed7.125%7.555%0Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.551%0Nov 2, 2026Visit
    Visit SARATOGA'S COMMUNITY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SARATOGA'S COMMUNITY

    Membership is open to individuals who live, work, worship, or attend school in Fulton, Montgomery, Saratoga, Warren, or Washington counties in New York. Employees of the credit union and immediate family members of current or eligible members are also invited to join.

    Employer
    Saratoga's Community Federal Credit Union
    County
    Fulton County, NY, Montgomery County, NY, Saratoga County, NY, Warren County, NY, Washington County, NY

    Where SARATOGA'S COMMUNITY writes mortgages

    SARATOGA'S COMMUNITY publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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