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    SANTA BARBARA TEACHERS mortgage rates

    SANTA BARBARA TEACHERS's lowest publicly advertised 30-year fixed rate today is 6.76% — the national average is 6.88%. That's about $11,520 saved over the life of a $400,000, 30-year loan. We track SANTA BARBARA TEACHERS daily and refresh rates every morning.

    Rates as of Sep 1, 2026

    Today's rates from SANTA BARBARA TEACHERS

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.76%6.86%1Sep 10, 2026Visit
    15 Year Fixed6.09%6.25%1Sep 10, 2026Visit

    Rate history

    Lowest daily rate SANTA BARBARA TEACHERS advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SANTA BARBARA TEACHERS

    Membership is open to employees of public school districts and approved independent schools in Santa Barbara County, CA. Immediate family members of current credit union members are also eligible to join.

    Employer
    Approved independent schools

    Where SANTA BARBARA TEACHERS writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with SANTA BARBARA TEACHERS.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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