Home state: New Mexico
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    SANDIA AREA mortgage rates

    SANDIA AREA's lowest publicly advertised 30-year fixed rate today is 7.022% APR — the national average is 7.147%. That's about $12,130 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read SANDIA AREA's rates every weekday, starting around 11 a.m. Central.

    We last read SANDIA AREA's rates page on Nov 2, 2026.

    Today's rates from SANDIA AREA

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.022%—Nov 2, 2026Visit
    20 Year Fixed6.625%6.814%—Nov 2, 2026Visit
    15 Year Fixed6.375%6.611%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SANDIA AREA

    The sources also do not indicate that Sandia Area Federal Credit Union outsources its mortgage originations to a third-party lender.

    Association / SEG
    Permaculture ethics advocates, Graduates of a Permaculture Institute-recognized design course, Members of an affiliated regional Permaculture Institute
    Family of a member
    Immediate family of a Sandia Area member, Immediate family of a Sandia Area employee
    County
    Bernalillo, NM, Sandoval, NM, Santa Fe, NM, Valencia, NM, Torrance, NM, Cibola, NM, Rio Arriba, NM, Mora, NM, San Miguel, NM, Los Alamos, NM

    Where SANDIA AREA writes mortgages

    SANDIA AREA publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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