Home state: California
    Lends in 1 state

    SAN JOAQUIN POWER EMPLOYEES mortgage rates

    SAN JOAQUIN POWER EMPLOYEES's lowest publicly advertised 30-year fixed rate today is 6.29% APR — the national average is 7.147%. That's about $81,912 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read SAN JOAQUIN POWER EMPLOYEES's rates every weekday, starting around 11 a.m. Central.

    We last read SAN JOAQUIN POWER EMPLOYEES's rates page on Nov 2, 2026.

    Today's rates from SAN JOAQUIN POWER EMPLOYEES

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.29%—Nov 2, 2026Visit
    15 Year Fixed—Lender publishes APR only5.79%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SAN JOAQUIN POWER EMPLOYEES

    Membership is exclusively available to employees and retirees of Pacific Gas and Electric (PG&E) and their spouses throughout California.

    Employer
    Pacific Gas and Electric, San Joaquin Light and Power Company

    Where SAN JOAQUIN POWER EMPLOYEES writes mortgages

    SAN JOAQUIN POWER EMPLOYEES publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if SAN JOAQUIN POWER EMPLOYEES is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including SAN JOAQUIN POWER EMPLOYEES if you qualify — ranked by today's rate.

    Get notified when SAN JOAQUIN POWER EMPLOYEES's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in California

    See all California credit union mortgage rates