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    Credit union mortgage rates
    Home state: California
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    SAN FRANCISCO mortgage rates

    SAN FRANCISCO's lowest publicly advertised 30-year fixed rate today is 7.334% APR — the national average is 7.147%. We read SAN FRANCISCO's rates every weekday, starting around 11 a.m. Central.

    We last read SAN FRANCISCO's rates page on Nov 2, 2026. SAN FRANCISCO dates its published rate sheet Nov 2, 2026.

    Today's rates from SAN FRANCISCO

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.334%0Nov 2, 2026Visit
    15 Year Fixed6.375%6.54%0Nov 2, 2026Visit
    5 Year ARM6%6.818%0Nov 2, 2026Visit
    7 Year ARM6.125%6.732%0Nov 2, 2026Visit
    10 Year ARM6.25%6.656%0Nov 2, 2026Visit
    30 Year Fixed Jumbo7.5%7.587%0Nov 2, 2026Visit
    15 Year Fixed Jumbo6.75%6.921%0Nov 2, 2026Visit
    5 Year ARM Jumbo5.75%6.718%0Nov 2, 2026Visit
    7 Year ARM Jumbo5.875%6.603%0Nov 2, 2026Visit
    10 Year ARM Jumbo6%6.492%0Nov 2, 2026Visit
    Visit SAN FRANCISCO's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SAN FRANCISCO

    Membership is generally open to individuals who live, work, worship, or attend school in San Francisco, California, as well as their immediate family members.

    Employer
    San Francisco city and county government and agencies, San Francisco Unified School District, San Francisco Community College District, San Francisco State University (employees, alumni, students), San Francisco Ballet, Opera, Symphony, Port Authority/Commission

    Where SAN FRANCISCO writes mortgages

    SAN FRANCISCO publishes mortgage lending in 1 state.

    California

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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