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    SALT CITY mortgage rates

    SALT CITY's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.805%. That's about $17,204 saved over the life of a $400,000, 30-year loan. We track SALT CITY daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from SALT CITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.772%0Sep 8, 2026Visit
    20 Year Fixed6.875%7.073%0Sep 8, 2026Visit
    15 Year Fixed6.375%6.484%0Sep 8, 2026Visit
    FHA 30 Year Fixed6.5%7.442%0Sep 8, 2026Visit
    VA 30 Year Fixed6.625%7.038%0Sep 8, 2026Visit
    USDA 30 Year Fixed6.375%7.037%0Sep 8, 2026Visit
    Visit SALT CITY's rates page

    Rate history

    Lowest daily rate SALT CITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SALT CITY

    Salt City Federal Credit Union serves the community in the Town of Geddes and portions of Syracuse, NY, as well as several local businesses and historical employee groups including Allied Chemical.

    Employer
    Allied Chemical & Dye Corp
    City
    Geddes, NY, Syracuse, NY

    Where SALT CITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with SALT CITY.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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