Home state: South Carolina
    Lends in 1 state

    SAFE mortgage rates

    SAFE's lowest publicly advertised 30-year fixed rate today is 7.428% APR — the national average is 7.147%. We read SAFE's rates every weekday, starting around 11 a.m. Central.

    We last read SAFE's rates page on Nov 2, 2026.

    Today's rates from SAFE

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.428%—Nov 2, 2026Visit
    15 Year Fixed7.25%7.281%—Nov 2, 2026Visit
    10 Year Fixed6.875%6.993%—Nov 2, 2026Visit
    5 Year ARM6.375%6.725%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SAFE

    Membership is available to those who live, work, worship, or attend school in Clarendon, Florence, Lee, or Sumter counties, as well as those in specific census tracts in Lexington, Richland, and Kershaw counties. Employees of numerous select partner companies are also eligible to join.

    County
    Clarendon County, SC, Florence County, SC, Lee County, SC, Sumter County, SC, Lexington County, SC, Richland County, SC, Kershaw County, SC

    Where SAFE writes mortgages

    SAFE publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if SAFE is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including SAFE if you qualify — ranked by today's rate.

    Get notified when SAFE's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in South Carolina

    See all South Carolina credit union mortgage rates