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    Credit union mortgage rates
    Home state: South Carolina

    SAFE mortgage rates

    SAFE's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track SAFE daily and refresh rates every morning.

    Today's rates from SAFE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.801%—Sep 11, 2026Visit
    15 Year Fixed6.625%6.656%—Sep 11, 2026Visit
    10 Year Fixed5.366%5.366%—Sep 11, 2026Visit
    5 Year ARM5.75%6.479%—Sep 11, 2026Visit
    Visit SAFE's rates page

    Rate history

    Lowest daily rate SAFE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SAFE

    Membership is available to those who live, work, worship, or attend school in Clarendon, Florence, Lee, or Sumter counties, as well as those in specific census tracts in Lexington, Richland, and Kershaw counties. Employees of numerous select partner companies are also eligible to join.

    County
    Clarendon County, SC, Florence County, SC, Lee County, SC, Sumter County, SC

    Where SAFE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with SAFE.

    South Carolina

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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    More credit unions in South Carolina

    See all South Carolina credit union mortgage rates