Today's rates from SAFE
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.625% | 6.826% | 1 | Sep 8, 2026 | Visit | |
| 20 Year Fixed | 6.5% | 6.64% | 0.375 | Sep 8, 2026 | Visit | |
| 15 Year Fixed | 6.125% | 6.285% | 0.5 | Sep 8, 2026 | Visit | |
| 10 Year Fixed | 6% | 6.182% | 0.75 | Sep 8, 2026 | Visit | |
| 5 Year ARM | 5.625% | 6.557% | 1.25 | Sep 8, 2026 | Visit | |
| 7 Year ARM | 5.75% | 6.607% | 1.25 | Sep 8, 2026 | Visit | |
| 10 Year ARM | 5.875% | 6.657% | 1.25 | Sep 8, 2026 | Visit | |
| 30 Year Fixed Jumbo | 6.75% | 6.691% | -0.625 | Sep 8, 2026 | Visit | |
| 15 Year Fixed Jumbo | 5.875% | 5.934% | 0.625 | Sep 8, 2026 | Visit | |
| 5 Year ARM Jumbo | 5.375% | 6.358% | 1.25 | Sep 8, 2026 | Visit | |
| 7 Year ARM Jumbo | 5.5% | 6.407% | 1.25 | Sep 8, 2026 | Visit | |
| 10 Year ARM Jumbo | 5.625% | 6.456% | 1.25 | Sep 8, 2026 | Visit | |
| 10 Year ARM Refinance | 5.875% | 6.657% | 1.25 | Sep 8, 2026 | Visit | |
| 10 Year Fixed Refinance | 6.125% | 6.391% | 0.5 | Sep 8, 2026 | Visit | |
| 15 Year Fixed Refinance | 6.25% | 6.439% | 0.25 | Sep 8, 2026 | Visit | |
| 20 Year Fixed Refinance | 6.5% | 6.668% | 0.375 | Sep 8, 2026 | Visit | |
| 30 Year Fixed Refinance | 6.625% | 6.814% | 1 | Sep 8, 2026 | Visit | |
| 5 Year ARM Refinance | 5.625% | 6.557% | 1.25 | Sep 8, 2026 | Visit | |
| 7 Year ARM Refinance | 5.75% | 6.607% | 1.25 | Sep 8, 2026 | Visit |
Rate history
Lowest daily rate SAFE advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join SAFE
SAFE Credit Union serves those who live or work in Alameda, Amador, Butte, Contra Costa, El Dorado, Nevada, Placer, Sacramento, San Joaquin, Solano, Sutter, Yolo, or Yuba counties.
County
Sacramento County, CA, Placer County, CA, El Dorado County, CA, Yolo County, CA, San Joaquin County, CA, Contra Costa County, CA, Solano County, CA, Yuba County, CA, Sutter County, CA, Butte County, CA, Nevada County, CA, Alameda County, CA…
Where SAFE writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with SAFE.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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