Today's rates from SAFE 1
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.5% | 6.59% | — | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 20 Year Fixed | 6.25% | 6.368% | — | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 15 Year Fixed | 6% | 6.147% | — | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 10 Year Fixed | 5.75% | 5.956% | — | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join SAFE 1
Safe 1 Credit Union offers nationwide membership to anyone in the US through a free membership in the American Consumer Council. It also serves residents or employees in Kern, Tulare, Kings, and Fresno counties in California, along with family members of current account holders.
Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
County
Kern County, CA, Tulare County, CA, Kings County, CA, Fresno County, CA
Where SAFE 1 writes mortgages
SAFE 1 publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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