Today's rates from SACRAMENTO
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 20 Year Fixed | 6.125% | 6.378% | 1 | Sep 10, 2026 | Visit | |
| 15 Year Fixed | 5.5% | 5.812% | 1 | Sep 10, 2026 | Visit | |
| 5 Year ARM | 5.875% | 5.968% | 0 | Sep 10, 2026 | Visit | |
| 7 Year ARM | 6% | 6.094% | 0 | Sep 10, 2026 | Visit | |
| 10 Year ARM | 6.125% | 6.22% | 0 | Sep 10, 2026 | Visit | |
| 10 Year ARM Refinance | 6.125% | 6.22% | 0 | Sep 10, 2026 | Visit | |
| 15 Year Fixed Refinance | 5.625% | 5.939% | 1 | Sep 10, 2026 | Visit | |
| 20 Year Fixed Refinance | 6% | 6.273% | 1 | Sep 10, 2026 | Visit | |
| 30 Year Fixed Refinance | 6.25% | 6.345% | 1 | Sep 10, 2026 | Visit | |
| 5 Year ARM Refinance | 5.875% | 5.968% | 0 | Sep 10, 2026 | Visit | |
| 7 Year ARM Refinance | 6% | 6.094% | 0 | Sep 10, 2026 | Visit |
Rate history
Lowest daily rate SACRAMENTO advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join SACRAMENTO
Membership is available to anyone who lives or regularly works in the California counties of El Dorado, Placer, Sacramento, Solano, Sutter, Yolo, or Yuba. Businesses and legal entities operating within these counties are also eligible to join.
County
El Dorado County, CA, Placer County, CA, Sacramento County, CA, Solano County, CA, Sutter County, CA, Yolo County, CA, Yuba County, CA
Where SACRAMENTO writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with SACRAMENTO.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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