Today's rates from RVA FINANCIAL
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7.375% | 7.545% | — | Nov 2, 2026 | Visit | |
| 20 Year Fixed | 7.5% | 7.721% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6.875% | 7.143% | — | Nov 2, 2026 | Visit | |
| FHA 30 Year Fixed | 6.375% | 7.075% | — | Nov 2, 2026 | Visit | |
| VA 30 Year Fixed | 6.5% | 6.661% | — | Nov 2, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.25% | 7.351% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed Jumbo | 7.5% | 7.662% | — | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Who can join RVA FINANCIAL
RVA Financial FCU serves employees (and retirees) of the City of Richmond (excluding Police and Fire Bureaus), Richmond School Board, Capital Region Airport Commission, and Richmond Redevelopment & Housing Authority, plus members of the American Consumer Council. Nearly anyone in the US can join by becoming an ACC member — except residents of AZ, ID, LA, NV, and UT. Immediate family and household members of eligible members also qualify.
Where RVA FINANCIAL writes mortgages
RVA FINANCIAL publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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