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    Home state: Virginia
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    RVA FINANCIAL mortgage rates

    RVA FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track RVA FINANCIAL daily and refresh rates every morning.

    Today's rates from RVA FINANCIAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.788%0Sep 11, 2026Visit
    20 Year Fixed6.5%6.712%0Sep 11, 2026Visit
    15 Year Fixed6.25%6.513%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.125%6.818%—Sep 11, 2026Visit
    VA 30 Year Fixed6.375%6.535%—Sep 11, 2026Visit
    30 Year Fixed Jumbo6.875%6.973%—Sep 11, 2026Visit
    15 Year Fixed Jumbo7.25%7.411%—Sep 11, 2026Visit
    Visit RVA FINANCIAL's rates page

    Rate history

    Lowest daily rate RVA FINANCIAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join RVA FINANCIAL

    RVA Financial FCU serves employees (and retirees) of the City of Richmond (excluding Police and Fire Bureaus), Richmond School Board, Capital Region Airport Commission, and Richmond Redevelopment & Housing Authority, plus members of the American Consumer Council. Nearly anyone in the US can join by becoming an ACC member — except residents of AZ, ID, LA, NV, and UT. Immediate family and household members of eligible members also qualify.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    City of Richmond, VA (excluding Bureau of Police and Bureau of Fire), Richmond School Board, Capital Region Airport Commission, Richmond Redevelopment & Housing Authority (Richmond, VA employees)
    Association / SEG
    American Consumer Council (ACC)

    Where RVA FINANCIAL writes mortgages

    RVA FINANCIAL publishes mortgage lending in 1 state.

    Virginia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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