Today's rates from RURAL COOPERATIVES
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7.375% | 7.545% | — | Nov 2, 2026 | Visit | |
| 20 Year Fixed | 7.5% | 7.721% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6.875% | 7.143% | — | Nov 2, 2026 | Visit | |
| FHA 30 Year Fixed | 6.375% | 7.075% | — | Nov 2, 2026 | Visit | |
| VA 30 Year Fixed | 6.5% | 6.661% | — | Nov 2, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.25% | 7.351% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed Jumbo | 7.5% | 7.662% | — | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join RURAL COOPERATIVES
Membership is available to employees, members, patrons, and contractors of Electric Cooperatives in Kentucky, Ohio, and Tennessee. Eligibility also extends to employees of specific organizations like the Warren County Water District, Paradise TVA Steam Plant, and NISC, as well as their family members.
Employer
National Information Solutions Cooperative, Western Kentucky Energy, Paradise TVA Steam Plant, Warren County Water District
Association / SEG
Electric Cooperatives in Kentucky, Electric Cooperatives in Ohio, Electric Cooperatives in Tennessee, Statewide electric cooperative associations of Kentucky, Statewide electric cooperative associations of Ohio, Statewide electric cooperative associations of Tennessee
Where RURAL COOPERATIVES writes mortgages
RURAL COOPERATIVES publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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