Today's rates from RURAL COOPERATIVES
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.5% | — | 0 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 6.75% | 6.965% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.5% | 6.765% | 0 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.25% | — | 0 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.5% | 6.662% | 0 | Sep 11, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7% | 7.099% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed Jumbo | 7.375% | 7.537% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate RURAL COOPERATIVES advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join RURAL COOPERATIVES
Membership is available to employees, members, patrons, and contractors of Electric Cooperatives in Kentucky, Ohio, and Tennessee. Eligibility also extends to employees of specific organizations like the Warren County Water District, Paradise TVA Steam Plant, and NISC, as well as their family members.
Employer
National Information Solutions Cooperative, Western Kentucky Energy, Paradise TVA Steam Plant, Warren County Water District
Association / SEG
Electric Cooperatives in Kentucky, Electric Cooperatives in Ohio, Electric Cooperatives in Tennessee, Statewide electric cooperative associations of Kentucky, Statewide electric cooperative associations of Ohio, Statewide electric cooperative associations of Tennessee
Where RURAL COOPERATIVES writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with RURAL COOPERATIVES.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Not sure if RURAL COOPERATIVES is your best fit?
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including RURAL COOPERATIVES if you qualify — ranked by today's rate.