Home state: Rhode Island

    RHODE ISLAND mortgage rates

    RHODE ISLAND's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track RHODE ISLAND daily and refresh rates every morning.

    Today's rates from RHODE ISLAND

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%7.122%Sep 11, 2026Visit
    20 Year Fixed6.625%6.938%Sep 11, 2026Visit
    15 Year Fixed6.25%6.635%Sep 11, 2026Visit

    Rate history

    Lowest daily rate RHODE ISLAND advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join RHODE ISLAND

    Membership is open to anyone who lives or works in Rhode Island, as well as residents of Massachusetts and Connecticut.

    Where RHODE ISLAND writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with RHODE ISLAND.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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