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    Credit union mortgage rates
    Home state: Rhode Island
    Lends in 1 state

    RHODE ISLAND mortgage rates

    RHODE ISLAND's lowest publicly advertised 30-year fixed rate today is 7.122% APR — the national average is 7.147%. That's about $2,431 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read RHODE ISLAND's rates every weekday, starting around 11 a.m. Central.

    We last read RHODE ISLAND's rates page on Nov 2, 2026.

    Today's rates from RHODE ISLAND

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.122%—Nov 2, 2026Visit
    20 Year Fixed6.5%6.811%—Nov 2, 2026Visit
    15 Year Fixed6.25%6.635%—Nov 2, 2026Visit
    Visit RHODE ISLAND's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join RHODE ISLAND

    Membership is open to anyone who lives or works in Rhode Island, as well as residents of Massachusetts and Connecticut.

    Where RHODE ISLAND writes mortgages

    RHODE ISLAND publishes mortgage lending in 1 state.

    Rhode Island

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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